This topic enables you to man­age all your finan­cial information.

Key fea­tures of the Finances topic

• abil­ity to track all your finan­cial infor­ma­tion quickly and eas­ily, includ­ing accounts, bill pay­ments, char­i­ta­ble dona­tions, invest­ments, and finan­cial documents
• auto­matic reminders through inte­gra­tion with your device’s Calendar
• touch­points to the Peo­ple + Ser­vices, Notes + Files, and Home + Assets topics

Using Finances touchpoints

Touch­points allow rel­e­vant infor­ma­tion to be shared seam­lessly between Finances and other top­ics. Exam­ple: Within Finances, you could iden­tify bill pay­ments for ser­vices that you have defined in Peo­ple + Ser­vices. Or, if you have invest­ments defined in Home + Assets, invest­ment details are avail­able directly within Finances to give you a com­plete view of your finan­cial health. Or, if you have finan­cial infor­ma­tion defined in Notes + Files, such as copies of insur­ance poli­cies or book­marks to invest­ing web sites, that infor­ma­tion is avail­able directly within Finances.

How do I use Finances?

The Finances topic view pro­vides these sections:

• Expenses Cal­en­dar — expen­di­tures that you recorded
• Pay­ments Cal­en­dar — upcom­ing pay­ments that are defined
• All Accounts — all the bank and cash accounts that are defined
• Banks — touch­point to the Bank sub­cat­e­gory of the Finance + Legal cat­e­gory in the Peo­ple + Ser­vices topic
• Ser­vice Pay­ment Tem­plates — forms for pay­ments to services
• Other Pay­ment Tem­plates — forms for pay­ments to indi­vid­u­als and other non-services
• Char­i­ta­ble Dona­tions — dona­tions to charities
• Finan­cial Assets — touch­point to the Finan­cial cat­e­gory in the Home + Assets topic
• Finan­cial Notes — touch­point to the Finan­cial cat­e­gory in the Notes + Files topic

Expenses Cal­en­dar

Expenses are amounts you have paid for things that you want to track in your bank accounts, remem­ber for later sub­mis­sion on an expense report, or record for later allo­ca­tion of costs to oth­ers with whom you are split­ting a tab, etc. Meals, lodg­ing, and trans­porta­tion are all exam­ples of expenses you may wish to track. Tap Expenses Cal­en­dar to go to its view.

Tap  in the title bar to add a new expense. To edit an expense, tap it, mod­ify the set­tings, and tap Save. To delete an expense, tap it and then tap  at the bot­tom of the view.

Tap Day to view all expenses for a given day. This view loads today’s date by default. Tap  to advance to the next day’s view or tap  to go to the pre­vi­ous day’s view.

Tap Month to view all expenses for a given month. This view loads the cur­rent month by default. Tap  to advance to the next month’s view or tap  to go back to the pre­vi­ous month’s view. In this view, dates for which expense data exists will have a “.” in them. Tap on a date in the cal­en­dar to have that date’s data dis­played in the view.

Tap Year to view all expenses for a given year. This view loads the cur­rent year by default. Tap  to advance to the next year’s view or tap  to go back to the pre­vi­ous year’s view.

Pay­ments Calendar

Tap Pay­ments Cal­en­dar to go to its view.

Tap  in the title bar to add a new ser­vice or other pay­ment for one of your defined tem­plates. To edit a pay­ment, tap it, mod­ify the set­tings, and tap Save. To delete a pay­ment, tap it and then tap  at the bot­tom of the view.

Tap Day to view all pay­ments for a given day. This view loads today’s date by default. Tap  to advance to the next day’s view or tap  to go to the pre­vi­ous day’s view.

Tap Month to view all pay­ments for a given month. This view loads the cur­rent month by default. Tap  to advance to the next month’s view or tap  to go back to the pre­vi­ous month’s view. In this view, dates for which pay­ment data exists will have a “.” in them. Tap on a date in the cal­en­dar to have that date’s data dis­played in the view.

Tap Year to view all pay­ments for a given year. This view loads the cur­rent year by default. Tap  to advance to the next year’s view or tap  to go back to the pre­vi­ous year’s view.

From the Day, Month, or Year view, you can tap Today to take the cur­rent view to today’s date, or tap  to bring up the date picker to take the view to a spe­cific date.

Tap Fil­ter to be able to spec­ify whether or not to include only active pay­ments. Pay­ments which have been paid and for which the paid date is in the past are con­sid­ered not active; all other pay­ments are con­sid­ered active, even if they are past due.

All Accounts

Tap All Accounts to go to its view. If you have not cre­ated any accounts, then only the pre­set accounts are listed. If you have cre­ated accounts, then all accounts are listed, sorted alpha­bet­i­cally by default and grouped by the banks to which the accounts belong. Each account shows the bal­ance for that account. The bal­ance for each account is cal­cu­lated by tak­ing the Bal­ance as set for that account minus all trans­ac­tions from the Bal­ance Date through today’s date. This means that trans­ac­tions dated before the Bal­ance Date or after today’s date are not reflected in the Balance.

Tap  in the title bar to cre­ate a new account. To edit an account, tap it, mod­ify the set­tings, and tap Save. To add a trans­ac­tion to an account, tap it, then tap Trans­ac­tions, then tap  in the title bar, then tap which type of trans­ac­tion you wish to add. To delete an account, tap it and then tap  at the bot­tom of the view.

For any given account, a trans­ac­tion you have spec­i­fied as being tied to that account may be viewed from that account only if the trans­ac­tion has both a date and an amount.

Note: A trans­ac­tion to/from another account is a trans­fer of funds between those accounts — defin­ing such a trans­ac­tion in one account causes the off­set­ting trans­ac­tion to be cre­ated auto­mat­i­cally in the other account.

Banks

Tap Banks to go to its view. If you have not cre­ated any banks, then only the pre­set banks are listed. If you have cre­ated banks, then all banks are listed, sorted alpha­bet­i­cally by default. Tap Sort to alter­nate between sort­ing banks by date mod­i­fied (with the most recently mod­i­fied one first) and alpha­bet­i­cally by title. Each bank includes the bank’s title, con­tact infor­ma­tion, and either its cat­e­gory or update time, depend­ing on which sort mode is cur­rently active.

Tap Add in the sec­tion header or tap  in the title bar to cre­ate a new bank. To edit a bank, tap it, mod­ify the set­tings, and tap Save. To delete a bank, tap it and then tap  at the bot­tom of the view.

Ser­vice Pay­ment Templates

Ser­vices are prod­ucts or labor you receive from com­pa­nies, orga­ni­za­tions, or indi­vid­u­als. House­hold util­i­ties, yoga instruc­tion, lawn care, and news­pa­per sub­scrip­tions are all exam­ples of ser­vices. Tap Ser­vice Pay­ment Tem­plates to go to its view.

If no pay­ment tem­plates are defined, help appears in order to get you started. If there are pay­ment tem­plates defined, this view shows all pay­ment tem­plates sorted alpha­bet­i­cally by ser­vice. Each pay­ment tem­plate con­tains the name of the ser­vice, the next pay­ment date, and the date of the last pay­ment made.

Tap  in the title bar to cre­ate a new pay­ment tem­plate. To edit a pay­ment tem­plate, tap it, mod­ify the set­tings, and tap Save. To delete a pay­ment tem­plate, tap it and then tap  at the bot­tom of the view.

From the details view for each ser­vice pay­ment tem­plate, you can spec­ify a pay­ment sched­ule. To do this, tap the service’s pay­ment tem­plate, then tap Not set to repeat. A pay­ment sched­ule must include a start date and can include a repeat inter­val and a dura­tion. The dura­tion can be spec­i­fied as a num­ber of pay­ments or an end date.

From the details view for each ser­vice pay­ment tem­plate, you can spec­ify a pay­ment that you have made. To do this, tap the service’s pay­ment tem­plate, then tap Pay­ments. If you have not spec­i­fied a repeat sched­ule, this view will be empty — you can define a pay­ment by tap­ping  in the title bar. If you have spec­i­fied a repeat sched­ule for the ser­vice pay­ment, this view will show all the sched­uled pay­ments. Tap  in the title bar to define a new pay­ment, or tap an exist­ing, sched­uled pay­ment and mod­ify its Paid On to indi­cate when it was paid.

Refer to Com­mon Fea­tures help to learn about repeat func­tion­al­ity for ser­vice payments.

Other Pay­ment Templates

To pay some­one you do not receive a ser­vice from, define an “other pay­ment” tem­plate. One exam­ple would be if you are mak­ing a loan to a friend. Tap Other Pay­ment Tem­plates to go to its view.

If no other pay­ment tem­plates are defined, help appears in order to get you started. If there are other pay­ment tem­plates defined, this view shows all other pay­ment tem­plates sorted alpha­bet­i­cally by recip­i­ent. Each other pay­ment tem­plate con­tains the name of the recip­i­ent, the next pay­ment date, and the date of the last pay­ment made.

Tap  in the title bar to cre­ate a new other pay­ment tem­plate. To edit an other pay­ment tem­plate, tap it, mod­ify the set­tings, and tap Save. To delete an other pay­ment tem­plate, tap it and then tap  at the bot­tom of the view.

From the details view for each other pay­ment tem­plate, you can spec­ify a pay­ment sched­ule. To do this, tap the pay­ment tem­plate, then tap Not set to repeat. A pay­ment sched­ule must include a start date and can include a repeat inter­val and a dura­tion. The dura­tion can be spec­i­fied as a num­ber of pay­ments or an end date.

From the details view for each other pay­ment tem­plate, you can spec­ify a pay­ment that you have made. To do this, tap the pay­ment tem­plate, then tap Pay­ments. If you have not spec­i­fied a repeat sched­ule, this view will be empty — you can define a pay­ment by tap­ping  in the title bar. If you have spec­i­fied a repeat sched­ule for the pay­ment tem­plate, this view will show all the sched­uled pay­ments. Tap  in the title bar to define a new pay­ment, or tap an exist­ing, sched­uled pay­ment and mod­ify its Paid On to indi­cate when it was paid.

Refer to Com­mon Fea­tures help to learn about repeat func­tion­al­ity for other payments.

Char­i­ta­ble Donations

Tap Char­i­ta­ble Dona­tions to go to its view.

If there are no char­i­ta­ble dona­tions defined, help appears in order to get you started. If there are char­i­ta­ble dona­tions defined, this view shows each dona­tion, sorted alpha­bet­i­cally by the recip­i­ent. Each dona­tion con­tains the dona­tion recip­i­ent, the item or value donated, and the date of the donation.

Finan­cial Assets

“Finan­cial assets” are fis­cal items of value that you own. Stock cer­tifi­cates, bul­lion, and bonds are all exam­ples of finan­cial assets.

Finan­cial Assets is a touch­point to the Finan­cial cat­e­gory in the Home + Assets topic. This means that finan­cial assets defined here will appear as assets with a Finan­cial cat­e­gory in the Home + Assets topic. Tap Finan­cial Assets to go to its view which con­tains the fol­low­ing sections:

Finan­cial Assets:

• If there are no finan­cial assets defined, this sec­tion will con­tain only a but­ton title Tap to add: Asset. Tap that but­ton or tap  in the title bar to define a new asset.
• If there are finan­cial assets defined, the top of the view shows the sums of the costs and the cur­rent val­ues of all assets. The view shows all the assets sorted by date mod­i­fied by default (with the most recently mod­i­fied ones first). Tap Add in the sec­tion header or tap  in the title bar to define a new asset. Tap Sort to alter­nate between sort­ing assets alph­bet­i­cally by title and by date mod­i­fied. Each asset includes the asset’s title, its cost, and either its update time or cur­rent value, depend­ing on which sort mode is cur­rently active.

All Finan­cial Assets: Tap here to view all finan­cial assets in all cat­e­gories and subcategories.

Sub­cat­e­gories for Finan­cial Assets:

• If there are no sub­cat­e­gories defined, this sec­tion will con­tain only a but­ton title Tap to add: Cat­e­gory. Tap that but­ton to define a new sub­cat­e­gory in the Finan­cial cat­e­gory of Home + Assets.
• If there are sub­cat­e­gories defined, this sec­tion shows all finan­cial assets sub­cat­e­gories, sorted alpha­bet­i­cally. Tap Add in the sec­tion header to define a new finan­cial assets sub­cat­e­gory at this level; tap Man­age in the sec­tion header to edit, rename, hide or delete the exist­ing sub­cat­e­gories at this level; or tap a sub­cat­e­gory to dis­play the cor­re­spond­ing view for that subcategory.

Finan­cial Notes

“Finan­cial notes” are doc­u­ments, pic­tures, audio files, video files, book­marks, or other elec­tronic data related to your mon­e­tary sit­u­a­tion. Notes you have taken from an invest­ment sem­i­nar, a book­mark to an invest­ment group you fol­low, a pic­ture or video clip of a valu­able, and a PDF of a new account appli­ca­tion are all exam­ples of finan­cial infor­ma­tion items.

Finan­cial Notes is a touch­point to the Finan­cial cat­e­gory in the Notes + Files topic. This means that finan­cial infor­ma­tion items defined here will appear as infor­ma­tion items with a Finan­cial cat­e­gory in the Notes + Files topic.

When you define a note, you can spec­ify an optional Date Tag. If a note has a Date Tag, that note will appear in the My Cal­en­dar view for that date.

Tap Finan­cial Notes to go to its view which con­tains the fol­low­ing sections:

Finan­cial Notes:

• If there are no finan­cial notes defined, this sec­tion will con­tain only a but­ton titled Tap to add: Note. Tap that but­ton or tap  in the title bar to define a new note.
• If there are finan­cial notes defined, this sec­tion shows all those notes, sorted alpha­bet­i­cally by default. Tap Sort to alter­nate between sort­ing notes by date mod­i­fied (with the most recently mod­i­fied one first), Date Tag, and alpha­bet­i­cally by title. Each note includes the note’s name; rat­ing; descrip­tion; and either its cat­e­gory, update time, or Date Tag, depend­ing on which sort mode is cur­rently active. Tap Add in the sec­tion header or tap  in the title bar to define a new note. To edit a note, tap it, mod­ify the set­tings, and tap Save. To delete a note, tap it and then tap  at the bot­tom of the view.

All Finan­cial Notes: Tap here to view all finan­cial notes in all cat­e­gories and subcategories.

Sub­cat­e­gories for Finan­cial Notes: This sec­tion shows all finan­cial notes sub­cat­e­gories, sorted alpha­bet­i­cally. Tap Add in the sec­tion header to define a new finan­cial notes sub­cat­e­gory at this level; tap Man­age in the sec­tion header to edit, rename, hide or delete the exist­ing sub­cat­e­gories at this level; or tap a sub­cat­e­gory to dis­play the cor­re­spond­ing view for that subcategory.